Smart Card
Handbook
Fourth Edition
Smart Card Handbook: Fourth Edition
Wolfgang Rankl and Wolfgang Effing
©
2010, John Wiley & Sons, Ltd.
ISBN: 978-0-470-74367-6
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Smart Card
Handbook
Fourth Edition
Wolfgang Rankl and Wolfgang Effing
Giesecke & Devrient GmbH, Germany
Translated by
Kenneth Cox
Kenneth Cox Technical Translations, Wassenaar, The Netherlands
A John Wiley and Sons, Ltd., Publication
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First published under the title
Handbuch der Chipkarten: F¨ nfte Edition
by Carl Hanser Verlag
u
C
2008 Carl Hanser Verlag, Munich/FRG
This edition first published 2010
C
2010, John Wiley & Sons, Ltd
First edition published 1997
Second edition published 2000
Third edition published 2003
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Library of Congress Cataloging-in-Publication Data
Rankl, W. (Wolfgang)
[Handbuch der Chipkarten. English]
Smart card handbook / Wolfgang Rankl. – 4th ed.
p. cm.
Includes bibliographical references and index.
ISBN 978-0-470-74367-6 (cloth)
1. Smart cards–Handbooks, manuals, etc. I. Title.
TK7895.S62R3613 2010
004.5’6–dc22
2009052095
A catalogue record for this book is available from the British Library.
ISBN 978-0-470-74367-6 (Hbk)
Typeset in 10/12pt Times by Aptara Inc., New Delhi, India
Printed in Singapore by Markono
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Contents
Preface to the Fourth Edition
Symbols and Notation
Abbreviations
1 Introduction
1.1 The history of smart cards
1.2 Card types and applications
1.2.1 Memory cards
1.2.2 Processor cards
1.2.3 Contactless cards
1.3 Standardization
2 Card Types
2.1 Embossed cards
2.2 Magnetic-stripe cards
2.3 Smart cards
2.3.1 Memory cards
2.3.2 Contactless memory cards
2.3.3 Processor cards
2.3.4 Contactless processor cards
2.3.5 Multi-megabyte cards
2.3.6 Security tokens
2.4 Optical memory cards
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Contents
3 Physical Properties
3.1 Card formats
3.2 Contact field
3.3 Card body
3.4 Card materials
3.5 Card components and security features
3.5.1 Guilloche patterns
3.5.2 Signature panel
3.5.3 Microtext
3.5.4 Ultraviolet text
3.5.5 Barcode
3.5.6 Hologram
3.5.7 Kinegram
3.5.8 Multiple Laser Image (MLI)
3.5.9 Embossing
3.5.10 Laser engraving
3.5.11 Scratch field
3.5.12 Thermochrome display
3.5.13 Moduliertes Merkmal (modulated feature) method
3.5.14 Security features
3.6 Chip modules
3.6.1 Electrical connections between the chip and the module
3.6.2 TAB modules
3.6.3 Chip-on-flex modules
3.6.4 Lead-frame modules
3.6.5 Special modules
4 Electrical Properties
4.1 Electrical connections
4.2 Supply voltage
4.3 Supply current
4.4 Clock supply
4.5 Data transmission with T
=
0 or T
=
1
4.6 Activation and deactivation sequences
5 Smart Card Microcontrollers
5.1 Semiconductor technology
5.2 Processor types
5.3 Memory types
5.3.1 ROM (read-only memory)
5.3.2 EPROM (erasable read-only memory)
5.3.3 EEPROM (electrically erasable read-only memory)
5.3.4 Flash memory
5.3.5 RAM (random-access memory)
5.3.6 FRAM (ferroelectric random-access memory)
5.4 Supplementary hardware
5.4.1 Communication with T
=
0 or T
=
1
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